Financing

Below, you’ll find a curated list of trusted lending partners and financing programs designed to fit a variety of needs. Explore the possibilities and choose the option that aligns best with your goals—so you can bring your project to life with confidence. Loans are subject to approval from qualified applicants.

JIM VOWELL

  • Simple, easy to understand financing options available with proper qualifications!

  • Committed to providing customers with mortgage services that exceed their expectations. 

  • Different loan programs available include: land, short term construction, one time close construction to permanent, USDA, VA (with no payments during construction), conventional, FHA, helocs, reverse and more

  • Company NMLS#: 891464

  • The best way to book an appointment with Jim is to call (720) 272-4016 or using his online form

Logo of Edge Home Modular Home Financing featuring a stylized house icon and the company name 
EDGE HOME FINANCE

Certified Mortgage Advisor

NMLS# 1716570

M: (720) 272-4016

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Email
Apply now
Home Loans Website
Black and white logo of CrossCountry Mortgage who specializes in Modular Home Financing
Logo for aduloans.net featuring the text "ADU Loans.net" with two house icons, one in orange and one in outline, on a white background.

mEREDITH mUNGER

CROSS COUNTRY MORTGAGE

Loan Officer

NMLS# 2126086

M: (619) 329-7967

F: (858) 988-4170

  • Long-term financing options at the end of construction include Jumbo, FHA, VA, and Conventional Loan finances the lot purchase, construction, and long-term financing

  • Save money with only one appraisal and set of closing costs

  • No need to worry about requalification once the construction is complete - You’ll only need to credit-qualify once

  • Rates are locked in prior to closing, with final terms converted to permanent terms once construction is finalized

  • Available for primary residences, second homes, ADU’s and investment properties

  • Company NMLS# 3029

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Email
Schedule a Meeting
CCM Website
ADU Loans Website
CalCon Mutual Mortgage logo with a house icon and the company name, specializing in modular housing financing. Preferred lendor THOMAS CORONATO

THOMAS CORONATO

CALCON MUTUAL MORTGAGE

SVP, Construction Lending

NMLS# 404587

M: (973) 229-7698

O: (973) 294-7619

  • Conventional, FHA, VA,USDA, Non-QM, DSCR,  jumbo portfolio lending  & land financing and bridge if needed

  • Rates are locked in prior to closing with a float down to lower rates if available at occupancy, for qualified applicants

  • Available for primary residences, second homes, multi-family, ADU’s and investment properties

  • Licensed in 49 states and 2 territories for qualified applicants

  • Company NMLS #46375

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Email
Schedule a Meeting
Website
Logo with a green and blue landscape design and the words 'RURAL 1st', modular home financing Fading West partner

Rural 1st Customer Care

RURAL 1ST

1 (844) GO-RURAL

Get in touch to discuss how we can help bring your client’s rural modular home dream to life.

  •  We offer the security of a fully fixed-rate loan, as well as adjustable rate options to choose from.

  • We value both the acreage and any barns or outbuildings on the property to help your clients qualify for the maximum loan amount.

  • One-time close—no refinancing is required when the construction project is complete.

  • Customers can choose their own builder. We simply ask that the modular home builder meets our requirements to ensure a smooth build.

  • We offer fixed and adjustable rate loans on open land, giving your clients the ability to choose the loan that’s right for them.

  • Farm Credit Mid-America is an Equal Housing Lender. Rural 1st is a tradename and Rural 1st, the Rolling Hills Window icon, and Closer to What Matters are exclusive trademarks of Farm Credit Mid-America, NMLS 407249. Rural 1st products are available to consumers within the territories of participating Farm Credit System Associations. Equal Housing Opportunity

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Website
Logo of Guild Mortgage, with the word 'Guild' in large blue letters and a small yellow triangle above the 'i', and 'mortgage' in smaller blue letters below.

stacy silletto

GUILD MORTGAGE

MH Programs Manager

M: (702) 405-5789 x 16309

  • All-In-One financing, construction to permanent long term loans

  • Home only options 

  • Special programs to include, VA, FHA, Conventional, USDA, all loan programs available.

  • Easy, manufacturer friendly construction financing programs.

  • Permanent rates are locked.

  • Financing Bolt on/ADU

  • Rated No. 1 Customer Satisfaction

  • Work with the No. 5 national retail lender

  • Company NMLS #3274, Equal Housing Opportunity

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Email
Website
Logo of Collegiate Peaks Bank with mountain landscape and text, helpful with modular home financing options

Clara Pilcher

COLLEGIATE PEAKS BANK

Mortgage Loan Originator

NMLS# 1105212

M: (970) 402-3663

O: (970) 266-0223

We offer smart, flexible construction financing for primary and secondary residences, with generous loan-to-value ratios that help you go from blueprint to big reveal.

Two-step construction loan

  • Conforming or jumbo loans available

  • Interest only payments during construction

  • Great market rates

  • Second homes allowed

  • Flexible financing options when converting to a mortgage after construction

Secondary market all-in-one

  • Construction loan and mortgage in one loan

  • Conforming loan limit secondary market loan

  • Fixed interest rate for construction and mortgage

  • One float down is allowed before it converts to permanent loan

  • Pay only one set of closing costs

  • Interest-only payments during construction

  • Great market rates

  • Primary residence or second home construction

  • Company NMLS #472212

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Email
Website